Northwest Montana Community Land Trust

We thought that this deserved a permanent spot on the feed. Keeping homes affordable. Keeping working communities here. Swipe to learn what a Community Land Trust is and why it matters! #NWMTCLT #affordablehousing #landtrust

More great news! 👏 We are on the gratitude tour and proud to announce that the Northwest Montana Community Land Trust has been awarded a $8,600 Member Impact Fund grant from Federal Home Loan Bank of Des Moines! We celebrate @firstinterstate and their commitment to help the land trust provide permanently affordable homeownership opportunities for low- and moderate-income families in the Flathead Valley and Northwest Montana.

71 homes. 🏡 Not just houses — permanently affordable HOMES owned by the working families who make the Flathead Valley what it is. Teachers, nurses, tradespeople, service workers — the heart of our community. Right now, we have a unique opportunity to add 2 more homes to our inventory and lock in their affordability forever. 💛 Want to support? Here’s how: 👉 Curious if you can help? Reach out — we’d love to talk. 👉 Ready to donate? Hit the Zeffy link in our bio. Every dollar keeps a door open for a working family or individual in our valley! 🏔️ #AffordableHousing #FlatheadValley #CommunityLandTrust

Northwest Montana Community Land Trust is proud to be a recipient of the Federal Home Loan Bank of Des Moines Member Impact Fund Award through partnership with @threeriversbankmt This award will invest $10,000 into our community and help us continue to make homeownership possible for working families in the Flathead Valley. 🏡🏔️ #CommunityLandTrust #NorthwestMontana #FHLB

A single mom of two, Anna dreamed of a place her girls could truly call home — and she was determined they’d feel that way from day one. Anna first learned about land trust homeownership through a friend and colleague who had done it herself. Now not only are they colleagues and friends… they’re neighbors! A Community Land Trust home is sold at a permanently affordable price by separating the price of the home from the price of the land, making homeownership attainable for families who might otherwise be priced out of the local market — and keeping valued members of our community rooted right here in the Flathead Valley. In fact, nearly every first time homebuyer qualifies to purchase a land trust home. In the days before move-in, Anna’s friends showed up — hauling boxes, arranging furniture, and setting up the girls’ bedrooms just right. All so that when Anna brought her daughters through the front door for the very first time, it already felt like home. “Why is our stuff in this new house?” Because it’s yours, girls! 🥹 If you’ve ever wondered whether homeownership is within reach for you, it just might be closer than you think. Follow the link in our bio to learn more about CLT homeownership and find out if you qualify. 🚲💛

When the Iannucci family decided to sell their home in Kalispell, they made a choice that shaped this house for generations: they made it affordable forever. 💛 By selling to the land trust for $270,000 — well below its appraised value of $369,100 — they ensured that this home would remain within reach for working families. In November, Kathy Rhinehart became the next chapter in that story when she stepped into homeownership in this 3-bedroom, 1-bathroom, 1,065 sq ft home. And with the other side of the duplex already in our CLT program, both units are now permanently preserved as affordable housing. 🏡 Here’s something many people don’t realize: one of the most powerful ways to support our mission is by considering selling your home or land to us. Every property entrusted to the land trust becomes a lasting gift to our community — a place where working families can put down roots, build stability, and thrive. Thank you, Iannucci family, for believing in a future where home is affordable for everyone who comes next. And congratulations, Kathy! 🔑 Thinking about selling? Let’s talk about how your home can become part of something lasting.

We are beyond grateful to share that we’ve been awarded a $10,000 grant from the @whitefishcommunityfoundation ! 💚 These funds will go directly toward purchasing more Trailview subdivision homes in Whitefish — creating lasting, attainable homeownership opportunities for future Northwest Montana families. Thank you, WCF, for believing in our mission and investing in our community. 🏡✨ #WhitefishCommunityFoundation #TrailviewHomes #NorthwestMontana #CommunityFirst

The gap is real — and it’s exactly why we exist. 💛 Homeownership in Northwest Montana is slipping out of reach for the teachers, nurses, tradespeople, and families who make our community what it is. The median home price tells one story. Our Community Land Trust homes tell another. 🏡 Through the CLT model, homes stay permanently affordable — not just for the first buyer, but for every family who comes next. That means stability, equity, and a real shot at putting down roots in the place you love. If you’ve ever wondered whether homeownership is still possible here, the answer is yes. And if you’ve ever wondered how you can help make that true for more of your neighbors, we’d love to talk. 🔑 Learn more about buying a CLT home — or about selling your home or land to the trust — at the link in our bio.

🎉 Big news! You can now donate to the Northwest Montana Community Land Trust through Zeffy—super easy, just enter your card info and you’re done! 💛 We’re still looking for a $9,000 match to maximize the grant from the Women’s Foundation of Montana, helping more Flathead Valley women cover closing costs and move into land trust homes of their own. Every gift gets us closer to making these stories a reality! #Homeownership #WomenSupportingWomen #NWMTCLT

For many women working toward homeownership, qualifying for a loan is only part of the journey—the real challenge often comes down to closing costs. When the Women’s Foundation of Montana pledged $30,000 to the Northwest Montana Community Land Trust, it helped remove one of the biggest barriers female heads of household face: that upfront, out-of-pocket expense that can stand between them and the keys to their home. With additional support from local businesses, nonprofits, and community members through donation matching, five women were able to close on their homes between November 2025 and April 2026. For many, this wasn’t just a home—it was stability, security, and a new beginning. With over 60% of Land Trust homeowners being single women or single mothers, this kind of targeted support creates real, lasting impact here in the Flathead Valley. Special thanks to: American Online Giving, Community Methodist Church, @glacier_bank , @stockmanofmontana , @whitefishcommunityfoundation , @thewgmgroup , and @womenwhowineflathead We are still looking to raise an additional $9,000 to maximize the impact of this grant. If you or your organization would like to be part of this effort, we’d love to connect—please reach out!

Yes, it’s really that simple! Start with the eligibility calculator, fill out the application, connect with the team, and take it step by step. A clear, supportive path to homeownership—no guesswork, no overwhelm. (: #NorthwestMontana #Homeownership #CommunityLandTrust

Before becoming homeowners, this Flathead Valley family of four — plus their cat — were all sharing a single bedroom in a family member’s home. Like many local families, they were working hard, paying down debt and saving what they could, but homeownership still felt out of reach. The search for affordable housing had become exhausting and discouraging. It often felt like there were no realistic options within their budget. That changed when they purchased a home through the Community Land Trust. Today, their mortgage is manageable, they’re able to add to their savings each month, and they’re no longer living in constant survival mode. Instead of simply getting by, they finally have the stability to enjoy everyday life again. Homeownership also opened new opportunities. With a stable and affordable home, Kali was able to start a small business from home while caring for their kids — something she had always dreamed of. The family even welcomed a few more pets, something that had been nearly impossible while renting due to strict pet policies and extra fees. Living and working in the Flathead Valley isn’t easy for many local families, but affordable homeownership has made it possible for them to stay in the community they love — building stability while still being able to save, put food on the table, and enjoy the small moments that make life meaningful. Stories like this are why Community Land Trust homes matter. CLT homes provide real, lasting stability for families who might otherwise be priced out of the communities where they live and work. It's work we love doing, and wouldn't trade for anything else. #AffordableHomeownership #NWMTCLT