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Zilch

@zilch

Spend with benefits. Flexible ways to pay and instant Rewards. Apply today and get a decision in minutes. Full T&Cs below.
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Weeks posts
Oooooh – watch your Rewards multiply on Zilch Plus. By 3.9x compared to Standard customers, as of February 2026. From 14.9% APR Rep. Credit subject to status. T&Cs apply. Please spend responsibly.
49 0
2 months ago
Refer a friend to Zilch and you’ll each get £5 in Rewards when they sign up – plus entry into our prize draw to win up to £495 on top. Feeling lucky? Get your invite link in-app. Ends 8th June. T&Cs apply. From 14.9% APR Rep. Credit subject to status. UK only.
14 0
5 days ago
Aquarius moon with credit score rising. From 14.9% APR Rep. Credit subject to status. T&Cs apply.
8 0
11 days ago
You could too, if you like – start your free Zilch Plus trial (then £3.99/month) to get a free physical card and loads more. Zilch has a Trustpilot rating of 4.4/5 stars as of 21st April 2026 based on over 78k reviews, including over 65k five-star reviews. From 14.9% APR Rep. Credit subject to status. T&Cs apply.
10 1
25 days ago
We’re giving away six pairs of VIP tickets to see Arsenal Women take on Leicester City Women at the Emirates Stadium on 29th April. Think box seats, champagne reception and standout view. To enter, tag who you’d take with you and make sure you’re following @‌zilch. Winners selected randomly on 22nd April and contacted via Instagram DM. T&Cs apply. The Promotion is administered and run by Zilch and is not in any way sponsored, endorsed or administered by Arsenal. Your personal data is processed by En2End Ltd on behalf of Zilch for the purposes of event communications and, where applicable, hospitality arrangements relating to this Arsenal FC match. To view En2End Ltd’s Privacy Policy (/data ) or to opt out of event communications, please contact [email protected]. For more information, see Zilch’s Privacy Notice: /uk/privacy-notice.
372 353
1 month ago
Dropping soon. Borrow up to £100 before you get paid with Advance. Keep an eye on the app. T&Cs apply. From 14.9% APR Rep. Credit subject to status. UK only. Please spend responsibly.
79 9
1 month ago
It’s the circle of life
29 0
1 month ago
We’ve levelled up referrals for a limited time. Get £5 when your friend signs up, then up to £10 extra when they Pay over 6 weeks within seven days of joining and repay on time. T&Cs apply. Ends 01/05/2026. From 14.9% APR Rep, credit subject to status. UK only. Please spend responsibly.
24 0
1 month ago
You asked for it. Pay over 6 and 12 months are on the way. From 14.9% APR Rep. Credit subject to status. T&Cs apply.
66 11
1 month ago
On Air Max Day, we wear green.
17 0
1 month ago
First day of spring. Won’t be long till your Zilch card looks like this. From 14.9% APR Rep. Credit subject to status. T&Cs apply.
54 2
1 month ago
We’re giving away two pairs of tickets to Arsenal vs Chelsea Women’s at the Emirates Stadium on 24th March. To enter, tell us your favourite Arsenal moment in the comments and make sure you’re following @zilch . Winners selected randomly on 20th March and contacted via Instagram DM. T&Cs apply. The Promotion is administered and run by Zilch and is not in any way sponsored, endorsed or administered by Arsenal. Your personal data is processed by En2End Ltd on behalf of Zilch for the purposes of event communications and, where applicable, hospitality arrangements relating to this Arsenal FC match. To view En2End Ltd’s Privacy Policy (/data) or to opt out of event communications, please contact [email protected]. For more information, see Zilch’s Privacy Notice: /uk/privacy-notice.
65 33
1 month ago