What do you think Pam and Jeff are chatting about? 🤔
Is it:
• Trigger leads coming to an end?
• The spring market finally warming up?
• Our upcoming March Madness event at Tanners?
Well… maybe.
But, let's just say something new is brewing behind the scenes…and we can’t wait to share it 👀
Stay tuned!
When you work with Jeff, you can expect clarity, consistency, and zero surprises.
For over a decade, he’s helped clients navigate new home purchases and refinances with a streamlined, efficient process that stays on track and on time. It’s not just about closing loans, it’s about creating a smooth experience you can feel confident in from start to finish.
Thinking about a new mortgage or refinance? Jeff is ready when you are.
Waterstone Mortgage March Madness is BACK! 🏀🔥
Grab your bracket and bring your game face, we’re tipping off the madness in style!
Join us at @tannersgrillandbarwest on March 19th from 2–8 PM to catch all the action, enjoy great food and drinks, and connect with our team between buzzer-beaters.
We can’t wait to see you there! 🙌
Some of our neighbors don’t have a place to call home. Some are working hard but still can’t afford housing. And all of them deserve dignity, care, and access to basic necessities. 💙
That’s why our officce is proud to support Help for the Homeless from today – March 15, 2026.
For 33 years, this incredible hygiene drive has distributed over $6.7 million worth of essential supplies to 137 local crisis programs. In 2025 alone, more than 1,000 businesses, churches, and schools helped collect $720,000+ in supplies across 22 Wisconsin communities.
You can make a difference by donating new, unused hygiene and cleaning supplies at the Waterstone Mortgage Fox Valley office, or at participating Festival Foods and Walgreens locations.
Most urgent needs include:
• Laundry & dish soap, body wash, 2-in-1 shampoo
• Trash bags (especially needed in shelters)
• Diapers (sizes 3–6 & Pull-Ups)
• Unscented deodorant
• Wet wipes
• Toilet paper & paper towels
• Disposable razors
• Tampons & maxi pads
On Tuesday, March 3 (all day), select Culver’s locations will donate 10% of all sales to The Family Radio Network’s Help for the Homeless Hygiene Drive, benefiting 20 Fox Cities crisis programs. 🍔
Participating locations include:
• Darboy
• Little Chute
• Grand Chute
• Combined Locks
Enjoy a meal, invite your friends, and know that your purchase is helping local individuals and families in need.
Every item donated and every meal shared helps stock the shelves of local crisis programs and supports our neighbors right here in the Fox Valley.
Let’s show our neighbors they are seen, supported, and not alone. 🤍
#HelpForTheHomeless #WaterstoneMortgage #FoxValley #NeighborsHelpingNeighbors #CommunityStrong #WavesofKindness
Thankful for Pam’s dedication and kindness, her clients are always in great hands!
At Waterstone, relationships come first. Because when you live and work in the same community, you don’t just close loans. You show up, you follow through, and you take care of your neighbors every step of the way.
Applying for a mortgage after March 5? Read this. ⬇️
If you’ve ever applied for a mortgage and immediately started getting flooded with calls from other lenders… you’re not alone.
Here’s the good news...
Starting March 5, 2026, the federal Homebuyers Privacy Protection Act goes into effect. This means credit bureaus can no longer sell your information to other lenders after a credit check without your permission. This ALSO means no more surprise spam calls just because you applied for a home loan.
So what changes for you?
Because trigger leads are going away, we’ll primarily be using hard credit pulls upfront instead of starting with soft pulls.
Here’s why that matters:
✔️ A hard pull is more detailed and accurate
✔️ You must have a hard pull to close on a home anyway
✔️ It allows us to monitor for new debt before closing
✔️ It helps prevent last-minute surprises
If we start with a soft pull, we still have to run a hard pull once you have an accepted offer. With the new law in place, it makes more sense to get the full, accurate picture from the beginning.
Our goal is always to protect you, your credit, and your home purchase from start to finish.
If you’re thinking about buying this year, let’s build a smart plan together.
You’ve worked hard over the past few years. Maybe you switched jobs, took a new title, or chased a better opportunity. You might think that makes buying a home impossible, but it doesn’t. Lenders aren’t looking for sameness, they’re looking for stability. Your path, your growth, your hustle… it all counts.
And yes, it could lead you to your first home sooner than you think...
Realtors, you pour so much into every client, every showing, and every contract.
You are the steady voice in emotional moments. The strategist in competitive markets. The advocate who answers late-night questions and keeps deals moving forward.
We are thankful for the trust you place in us to support your clients. It is an honor to work alongside professionals who take their responsibility so seriously.
If we have not partnered yet, we would love to connect. Explore our Realtor resources and see how we can support your buyers with the same care and urgency you bring to every transaction at the link in bio!
Here’s to strong relationships and continued success together. ❤️
