I made it into @forbesaustralia 30 under 30?!!!!! 🥹🥳
🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗
Thank youuuuuuuuu for being here! I am so so so grateful for all of the support ❤️
And to everyone who has ever told me that being open about money online is a terrible idea- it’s actually the best thing I’ve ever done and I’d say it’s going pretty well 💃
Getting licensed to talk about investing 💸
DEFINITION OF ADVICE:
Financial product advice is a recommendation or statement of opinion which is intended to influence, or which could reasonably be regarded as being intended to influence, a person making a decision in relation to financial products.
You can share factual information that describes the features or terms and conditions of a financial product (or a class of financial products) without giving financial product advice. However, if you present factual information in a way that conveys a recommendation that someone should (or should not) invest in that product or class of products, you could breach the law by providing unlicensed financial product advice.
GENERAL VS PERSONAL ADVICE
General advice does not consider your personal circumstances and is general in nature. Personal advice is more specific and is tailored to your personal situation.
Whenever I give advice in a video, there will be this disclaimer in the caption:
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it’s appropriate. Read my FSG: .au/TashInvestsFSG.pdf. Check out the relevant ETF’s PDS & TMD before deciding available from the product issuer’s website. Past performance is not a reliable indicator of future investment returns.
We wrote a book!
There are lots of investing books around these days, but we found that most of them were general and didn’t give you specific examples, so we decided to change this. This is the book that will help you to start living a balanced and fulfilled life, while you become financially free.
What to expect:
* Find money to invest by revisiting your budget and boosting your earning power
* Learn why buying and holding index funds is something everyone can (and should!) do
* Understand how ETFs (exchange-traded funds) can help you build a diversified portfolio
* Factor your superannuation into your plans for your future
* Discover how to balance risk and reward for a strong share portfolio
* Confidently build your own personalised investing strategy
THANK YOU for being here and making this all possible! We are incredibly grateful for all of the support.
We’ll be announcing some exciting things for those who preorder, so save your receipts 👀
Also thank you to @guideway.com.au & @pearlerhq for helping us fact check and ensure the advice in the book is great.
New CGT rules explained (swipe for example💃)
Example from here: https://budget.gov.au/content/factsheets/download/tax-explainers-negative-gearing-capital-gains-tax.pdf
CGT CHANGES (for all assets):
Property and shares owned before budget night will qualify for the original 50% discount, then from 1 July 2027, gains thereafter will be taxed based on indexation (except for new builds)
(P.s photo choice does not reflect my feelings, I just picked one quickly 😂)
There’s definitely an interesting balance needed between the “what if’s” and taking action with the info you have available when it comes to investing.
I always assume and plan for changes to things like interest rates and tax rules. I cannot control the RBA or government, but I can control my saving buffers, how much money I borrow, how much I work, how diversified my investments are etc etc.
