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Scammers want to trick you into giving up personal info—and impersonating your bank or cell phone carrier are the most common disguises.
Look out for these 3 common tactics:
1. Offering you a bonus payment or gift card
2. Saying there’s a problem with your account
3. Claiming they’re solving a customer-service request
If you get an email, call, or DM asking for your login info or account number for any reason, there’s a fraudster behind the mask! #BankSafe
Who’s behind the mask? Legit companies will call, email, or text you—but so will scammers in disguise! They’re after your personal/financial info.
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Be aware of these common tactics:
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1. Phishing emails: Check the actual email address (the display name can be faked) to verify it’s from the actual company; if you’re not sure, don’t click on any links
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2. Phone calls: Scammers will know just enough about you to sound convincing, but a real company will never ask for your login info or account number
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3. Texts: If you get a text with a too-good-to-be-true offer—it’s not true! Don’t click that link; go to the company’s actual website to check up on it
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4. Social media: Survey invitations, special offers, pretend customer service...scammers create fake accounts that can look very convincing, so look for the verified check mark
If you get a call from the “IRS”—it’s not the IRS! Just a common scam trying to trick you into giving up your SSN. So say “bye, Felicia fraudster” and hang up.
IRS scams may use fear tactics—like saying you owe back taxes—or try to convince you that you’re owed a stimulus payment. The IRS, and any other government agency, will only ever contact you by snail mail.
Safe-to-Spend®—a budgeting tool built right into your Simple account that tells you exactly how much you *actually* have available to spend. Like that friend you always turn to when you need a little reality check.
One-size-fits-all is a myth—including when it comes to #budgeting!
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Do you use one of the popular budgeting approaches? Or do you keep your financial plans in your head (and, ideally, check your Safe-to-Spend before you swipe your card)?
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Share your favorite budgeting method and tips & tricks below!👇
#Savingstip: stash away a percentage of every paycheck before you pay your bills. This will help you train yourself to live without having that money in your budget: out of sight, out of mind! How do you #budget and #save?
"Add to cart” with confidence! Safe-to-Spend® tells you exactly how much you can spend without blowing your budget. We’ll set aside your recurring Expenses and Goals so you won’t spend the money you need. It's #bankingmadesimple
Love Simple? Join our team! We’re hiring in Customer Operations, Operational Excellence, and Engineering. See all available roles and learn more about working at Simple on our Careers page.
Unexpected expenses got you doing checkout-line math? 🧮 Let Safe-to-Spend® do the work for you, so you can spend with confidence and stay on #budget. Has Safe-to-Spend saved the day for you?
But how much? There are a lot of ways people choose to budget—zero-based budgeting, 50/30/20, etc. How do you choose how much of each paycheck you should save? 💸
