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Shannon Hoff

@shoff1

Mortgage Broker in CA +14 States 🏠 Helping families ACHIEVE THE AMERICAN DREAM OF HOMEOWNERSHIP 👨‍👩‍👧‍👦 Originator, NMLS 190844. Let's connect 👇
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Your first year of mortgage payments just got cheaper — and it’s not costing you extra. 🏡 UWM is covering a 1-0 temporary rate buydown on conventional & government purchase loans through June 30, giving you lower monthly payments in year one while your locked rate stays the same after. Real savings. No surprises.
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2 days ago
Your credit score might not be the problem — it could be the score being used. 👀 FICO and Vantage Score can show very different numbers, and the right lender can change everything. Don’t count yourself out before knowing all your options. 💳✨
19 0
4 days ago
$11 trillion in home equity is sitting untouched. Homeowners have more wealth than ever before, yet most still feel financially stuck. The money is there — but it’s trapped inside their homes. 🏠📉
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5 days ago
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5 days ago
THE DOWN PAYMENT CLOCK 🕰️ How many years it takes to buy a home-based on where you live.
8 0
6 days ago
Real estate isn’t always a good investment — timing matters. I built a simple questionnaire that helps you decide: BUY NOW or WAIT. No guesswork. No confusing advice. Just clarity based on your situation. DM me if you want to try it.
16 0
10 days ago
The question I answer 270 times a day: What are rates at today? Here’s the part most people don’t understand about mortgage rates, your rate isn’t random. Lenders price based on the overall risk of the loan. Small changes in your profile can make a BIG difference in payment🤘🏠
8 3
12 days ago
The lender + realtor duo you didn’t know you needed 🤝🏡 We keep it fun, but we also get things done — the right team makes the whole process smoother from start to finish. If you’re thinking about buying or selling, DM me or call/text me at 916-996-3777 📲 And if you want to level up your conversations, I put together 5 questions that can change listing conversations—comment “QUESTIONS” and I’ll send them to you 💛 #DreamTeam #RealtorAndLender #AgentLife #HomeBuying #RealEstateTips
24 0
12 days ago
This is what a 50+ year old looks like getting out of an $8,000,000.00 car
123 15
13 days ago
The Fed hits pause — and opportunity knocks. With rates holding steady, now’s a smart time to tap into your home equity and unlock new financial possibilities before the next shift.
1 0
16 days ago
Realtors when gas prices hit $7 🛴
77 20
16 days ago
Didn’t need a $5K inflatable to get your attention 🦖
28 1
17 days ago