Playoffs are here 🏒 It’s a good reminder to start building your winning banking lineup with your Preferred Package and the Scotia High Interest Savings Account. The real power play is using both at the right moments to make every move count on and off the ice. What’s your banking lineup? Share below.
Want to start budgeting more easily? Check out Scotia Smart Money in the Scotiabank app and take better control of your finances by automating some of your money management.
Did you know minimum down payments on a new home range from 5% to 20% depending on the purchase price? It can make budgeting a bit more complicated, but it’s important to factor it into your planning.
Saving in registered accounts like the FHSA (First Home Savings Account), RRSP (through the Home Buyers’ Plan), or TFSA can help you save for your homeownership goal through tax advantaged benefits.
Have any questions? Share them below.
It’s one of the hardest trophies to win in all of sports. But thanks to Scotia Perks, you don’t need to block shots or survive hits to get to the final. Tap the link in bio to enter for a chance to win a trip for four to the 2026 Stanley Cup Final. 🏒🌟
*No purchase or account necessary. Must be age of majority. Full rules are on the contest website.
Get hands on about cyber hygiene. Protect your financial information through unique passwords that follow best practices, multi-factor authentication, regular account monitoring and the latest antivirus software updates.
Let us know which level you made it to in the comments.
The right time to buy a home is different for everyone. While the housing market has been more stable in recent months, creating favourable conditions for buyers, there are plenty of other variables besides market conditions that will determine if you’re financially and personally ready to start your homeownership journey. 🏠
Have any questions about buying a home? Drop them in the comments.
Keep more of what you make. Earn cash back on everyday purchases± with the Scotia Momentum® Visa Infinite +* Card.
Tap the link in our bio to learn more.
±Everyday purchases include groceries, phone, TV, internet, etc. Conditions apply on earn rates.
*For up to 7¢/L value at Shell, conditions and limits apply. Actual value may be lower. Visit Scotiabank.com/shell for full details.
Expecting a tax refund this year? It’s time to play Tax Refund Bingo. Whether you’re saving for something big, treating yourself, or doing a bit of both, there’s no wrong choice. What’s the winning square for you? Share it in the comments.
Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities.
There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives.
Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges.
Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.
Tax season got you down? Filing as a student in Canada is easier than you think. Here are a few common questions about navigating taxes as a student.
❓ Do I have to file a tax return if I am a student?
It's a good idea but may not be required in all cases. If you live in Canada and have taxable income, you need to pay income tax. You're only required to file a tax return if your income for the year was over the annual personal exemption allowed, which was $16,129 for 2025, or if you're asked by Canada Revenue Agency to do so.
❓ Does OSAP or funds from student loans count as income on my tax return?
No. Money from a student loan isn't considered taxable income in Canada.
❓ Where do I file my income tax return?
You can submit your tax return electronically using the CRA’s online NETFILE certified tax software or by mailing a paper copy to the appropriate tax centre.
Reminder, the tax filing deadline for most Canadians is April 30, 2026.
