Payment reminders: set on Qonto. Office schedule: filed with Maria. Lost Prada jacket: finally found! Antoine is ready for Cannes. Whether Cannes is ready for Antoine is another question entirely.
Cash is king, but a buffer is peace of mind. ☁️
In business, "surprises" are rarely cheap. Whether it's a slow season or an unexpected overhead spike, having 3 months of fixed costs on hand gives you the breathing room to pivot instead of panic.
It’s the difference between a "tough month" and "game over."
How many months of runway are you aiming for this year? ✈️
The number you’re avoiding is usually the one that’s taking up the most space.
We’ve all been there. That "0" that won’t budge. The one you ignore by closing the tab, working longer hours, or giving a vague "things are busy" when your partner asks how work is really going.
But here’s the truth: avoiding your numbers is the same as letting them make the decisions for you.
Steering the ship starts with having the courage to look at the dashboard, even when it shows a zero.
What’s the one number you’ve been putting off looking at? Let’s talk in the comments. 💬
There’s the workday everyone sees.
And then there’s the one that starts when the notifications stop.
The 10pm bookkeeping catch-up. The Sunday “quick check” of outstanding payments. The invoice you have to send because cash flow can’t wait.
We took a look at our customer data, and what we’re seeing is exactly that.
- 74% of entrepreneurs manage finances outside business hours every month
- 35% of finance admin happens outside 9am–6pm
- 44% of payment requests & reminders go out after hours/at the weekend
- 5% of business banking is done at the weekend
We couldn’t help but wonder, is the 9 to 6 officially over?
#EUSMEDay #entrepeneurlife
A payment card that doesn’t just support your ambition. It reflects it.
Available in Black or Gold, but not for long. 10,000 Mirror Cards are available.
💳 €400k Monthly Limit – Built for those who move big.
✈️ 0% FX Fees + VIP Lounge Access – Travel on your terms.
💸 1% Cashback – Rewards that work as hard as you do.
Get yours before they’re gone.
Finding out your card now has cashback.
*Cashback available on all our cards for users in Germany, The Netherlands and Spain. Rates may vary. T&Cs on qonto.com.
Another day, another drama for our agent. Sure, there’s a huge time difference with Japan… but that shouldn’t stop anyone from making an international bank transfer, right?
She's back! It’s the end of the month. It’s tax season. Her desk is covered in receipts. Thank God we created THE solution to help her save time.
#bosslady #founderslife #entrepreneur #girlboss
We are entering in a new era. This is not just a feature launch. It is a transformation in how business finance gets done.
Today, Qonto transforms into an AI-native fintech.
We are launching The Operator and The Analyst, two AI agents that help businesses execute routine financial operations and turn financial data into actionable insights. But this moment is bigger than two new product capabilities.
It marks a broader shift for Qonto: we helped bring business banking and finance admin from hours to minutes.
Across Europe, millions of businesses still spend up to 8 hours every week on financial administration. The real promise of AI is not novelty. It is giving that time back, reducing friction, and helping businesses move from manual work to intelligent delegation.
That is the direction we believe in.
Not AI as a layer on top.
Not AI as a marketing story.
Not AI replacing humans either.
But AI embedded where it matters most: in execution, in analysis, in support, in compliance, and across the infrastructure that helps businesses run.
AI is already reshaping how we work at Qonto internally.
And now, it is reshaping what our customers can do with Qonto too.
This is the next chapter for Qonto.
This is one of the worst-case scenarios for an influencer marketing agency but every problem has a solution. Antoine turns to his assistant, Maria, to set things right… but will they manage to get the leather jacket back?
There’s one thing she manages better than her work-life balance: financial planning. Because building a business while not skipping yoga class takes more than hustle. It takes knowing your numbers. And having the right tools help too.
#entrepreneur #girlboss
A payment card that doesn't just support your ambition. It reflects it.
In black, in gold, but in very short supply: only 10,000 limited edition Mirror cards will ever be produced.
💳 €400,000/month spending limit - built for big moves
✈️ 0% FX fees + airport lounge access
💸 1% cashback on business expenses
Get yours before they’re all gone.