Patrick O'Shea | Mortgage Advisor | Musician

@patrick.j.oshea

🔑 I help homebuyers   🎹 I play music   @sojagram 📍Portland, OR   #MortgagesAreSoMoney   NMLS 1905179
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Weeks posts
7 awesome years and so many more to come. Happy birthday to the coolest broski I know. 🎂
64 7
5 months ago
Alf loving and protecting his baby sis. See you all tomorrow. ❤️
55 0
6 months ago
Is the general consensus that Portland is a shithole?  Sometimes when I tell people I live here, I can tell they’re thinking, “Why tf would you want to live there?” (They often ask, “Why?” too.)    My family moved here almost three years ago, and we absolutely love it.    Don’t believe everything you hear and see in the media.
57 8
6 months ago
Baby Rosy is finally home.    Charlie is the best big bro.   In a world of chaos there is calmness.   🌹
221 34
7 months ago
About two years ago, my buddy in his 20s told me, “I’m saving up, and I’m buying my first house with you when the time is right.”
This week, he became a homeowner—and I couldn’t be happier for him. He planned ahead, reached out early, saved while living with family, and stayed out of debt.
Bonus: seller credits covered all of his closing costs—he just had to bring the down payment. With a smart plan and a little patience, homeownership is possible. Start the conversation early—you’ll thank yourself later. #mortgagesaresomoney #firsttimehomebuyer #homebuyingtips
27 2
9 months ago
“Waiting til rates drop” is not the smartest move. You may be waiting for a while, and you will probably regret not having bought.   It’s all about getting started.     Also, we have a 1% downpayment product available- hit me up for more info.   #homebuyertips #homebuyereducation #mortgagetipsformillennials #mortgagesaresomoney
22 1
11 months ago
The housing market seems to be correcting itself- there is no need to panic.   Make sure you work with a local real estate agent that knows your market.   It’s a great time for buyers because (in most markets) you now have more leverage than you’ve had in the past few years.     #firsttimehomebuyer #realestatetipsandadvice #mortgagesaresomoney
25 3
11 months ago
This is the longest streak in my adult life without drinking. (Good for you, bro!)  Haha maybe I don’t seem too excited about it. Honestly I’m happy!  I’m not sure how long my streak will continue, but I will just go day by day.   As I write this, I’m realizing it’s Friday afternoon as many people are headed out for a drink. 🤦‍♂️ Cheers and be safe!
175 19
1 year ago
New single dropped today!  @sojagram X @kolohekaimusic “We All Need Love”  Check it out and thanks for the support! #newmusic
101 8
1 year ago
Lowest purchases price does not always mean the “best deal.”  Real estate transactions can be confusing and complex- work with people that show you different options so you can make your choices with confidence.   Hit me up with any mortgage questions- I’m always happy to help.   #mortgagesaresomoney
32 0
1 year ago
If I could rewind the clock I would have moved home buying to a top priority when I was much younger.   ⏰    The school system doesn’t teach us how credit scores work, how to budget and manage finances, or how to buy your first home.   🤔    I have a free app that is basically a blueprint for your path to homeownership.   🗺️    DM me and I’ll send you the link.   🔗    #homebuyingtips
34 1
1 year ago
If the president could actually control what interest rate you get for your mortgage, would that make things any different? 🤔    Rates go up and down all the time- and are unpredictable- just like the stock market. 📈     Smart homebuyers block out the noise and speculation. They know that a comfortable monthly payment will give them a place to live (or rent to others) with an appreciation in value (or income) as time goes on. 💰 🏡     Focus on what you can control 🎛️    #homebuyingtips #firtstimehomebuyers #realestateinvestors #mortgagesaresomoney
58 0
1 year ago