If a parent saves £100/month in a SIPP, the government adds £300/year. Assuming 5% annual growth, this could total £477,000 by age 57. They can withdraw 25% tax-free. Even stopping contributions after 18 years, the pot would reach £300,000 by age 57.
#savingsgoals #stocksandshares #pensions #savingsplan #savingstips #investingideas #investingforbeginners #inheritance
Here’s how to give your children the right leg up financially this Christmas 🎄 💷🆙
1️⃣ Open a Junior Stocks & Shares ISA. Make monthly contributions of £100 into low index funds. Assuming rate of return is 8% you will have over £48k in that account by the time your child is 18
2️⃣ Open a Junior SIPP. Let’s start retirement planning from early. Matched with government contributions when it’s time to retire you can have £2.5m in your retirement pot
3️⃣ Lastly having life insurance policy that’s indexed link to the age of 90 (Maximum) will allow for the transfer of wealth when the unthinkable happens. Instead of debt.
The earlier you start the better in the long run! Compound interest is your friend!
#Personalfinance #inheritance #financetips #moneyrules
If you have £100 spare cash and you want to get started on your investment journey. Follow these steps to avoid making any mistakes. 📝💷
#investingforbeginners #investingmadesimple #howtoinvest #stepbystep
HMRC have announced a state pension error for parents who took time off work to raise children between the years of 1978 - 2010. Watch to the end to find out what you need to do to make a successful claim.
If you would like the link comment ‘TOOL’ and I’ll personally send you the link. Each one teach one.
#pension #personalfinances #moneyhacks #compensation #retirementplan
I had the privilege of being invited to the @bankofengland for their ‘Mind Your Money’ 💷 event.
The key 🔑 focus was on bridging the financial education gap to help young people become better with money.
The Bank of England has launched their Central Bank Decision Maker game, where you are in charge of deciding the fate of the economy of Great Voston. One wrong move and the country could be doomed as we know it! 👀
This is a great initiative to help more people understand how the economy really works, challenging players to make decisions around interest rates and inflation.
If you are 18+ you also have the chance to win £1,000 in prizes.
If you’d like the link to the game, comment ‘BANK’ and I’ll be sure to share it with you via DM 🔗
Most people think wealth is only about making more money. But true financial freedom is not just about increase, it is about protection, preservation, and preparing for the generations that come after you.
Join me LIVE as we unpack: Preserving and Successfully Transferring the Harvest: Wealth Retention, Protection and Legacy
I’ll be joined by Emmanuel Jones , financial adviser, educator, husband, and father, whose passion is helping families become financially resilient and intentional about the future they are building.
Emmanuel is deeply committed to equipping people with practical financial tools that help protect, grow, and preserve wealth — from investing through Stocks & Shares ISAs, to using life insurance and income protection as safeguards for income, family stability, and long-term legacy.
We will be exploring:
- Why wealth preservation is just as important as wealth creation
- How protection and planning help secure your family’s future
- The role of intentional legacy building
- Practical ways to prepare financially for the unexpected
- How knowledge and financial wisdom can transform generations
This is not just a conversation about money. It is about responsibility, stewardship, and building a legacy with wisdom and purpose.
Event details
📅 Monday 11th May
🕰️ 8:30pm
📍Live on instagram
#benedictaegbeme
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#finanancialfreedom #wealthandlegacy #familylegacy #wealthretention
As a parent here are 5 things I would encourage every parent to put in place to give their child a brighter future.
#Personalfinance #inheritance #financetips #moneyrules
Parents - How many of the things mentioned have you put in place for your children?
If you have children between the ages of 16 to 19 HMRC have made a major announcement that currently affects 1.5 million parents in the UK financially, here’s what you need to know.
#childbenefit #hmrc #salary #householdessentials #budgetingtips
Do you have children who this applies to?
The @financialtimes have launched the Financial Literacy Inclusions Campaign that is designed to make more people financially secure and independent in the UK 🇬🇧 Here’s what you need to know 📝
Comment ‘Education’ if you want access to the Hub.
Save this video 💾 for future reference
Kindly tag someone who you feel will benefit from this free resource.
#personalfinances #financialeducationmatters #budgetingtips #moneymanagementtips
Do you feel this resource will benefit many people in the UK?
If you are on a good salary do you still feel the pinch financially? Have you ever felt like your salary doesn’t get you as far as you would it to? Chances are you are not alone in this. Food shopping alone for a family of 7 in my case for the month is basically a mortgage payment 😅🥺 If you are a parent these accounts should be high on your priority list. 👀
1️⃣ Current Account ➖This is where you get your salary paid into and pay my key essential bills. I use @natwest for this as my money is protected by the FSCS (Financial Services Compensation Scheme)
2️⃣ A Rainy Day/Emergency Fund ➖ I use @monzo for this I have created several pots that are allocated for emergencies as well as having a pot for enjoyment, holidays and socialising
3️⃣ A Stocks & Shares ISA ➖I personally use @trading212 as I find it user friendly as well as easy to navigate. This is for long term investing purposes
4️⃣LISA ➖Currently using @moneyboxteam I am firm believer in having my money in different places for diversification purposes
5️⃣ A junior stocks & shares ISA ➖My duty is equip financially savvy responsible young adults. This is one of my methods to set my children up for a brighter future. Currently using @hargreaveslansdown
6️⃣. A workplace pension or a SIPP. Remember you can withdraw 25% from your pot tax free at the age of 57. If you are employed you get main advantages opting into a workplace pension. If you are self employed you are also able to reduce your tax liability whilst securing your retirement.
Let me know your thoughts 💭
Have I missed something out? 👀
How many of these accounts have you got in place? ✅
Each one teach one!
#personalfinances #moneymindsetshift #savingstips #budgetingtips
From the 1st of May 2026 renting in the UK will change forever 🏡 ✅ ❌
This is England’s biggest shake up in Housing law in the last 40 years. Here’s what you need to know
Save for future reference 💾
#renting #rentalmarket #housingmarketupdate #lettings
Which one applies to you?
If a parent saves £100/month in a SIPP, the government adds £300/year. Assuming 5% annual growth, this could total £477,000 by age
57. They can withdraw 25% tax-free. Even stopping contributions after 18 years, the pot would reach £300,000 by age 57.
Will you be opening a SIPP for your children?
#savingsgoals #stocksandshares #pensionhack
