Hew Lane Finance

Your property journey deserves more than a transaction! It deserves clarity, care, and a boutique experience from start to settlement and beyond. At Hew Lane, we guide you through every step: 1️⃣ Getting to know you 2️⃣ Market research tailored to your goals 3️⃣ Presenting the smartest path forward 4️⃣ Paperwork all sorted. 5️⃣ Loan application in motion 6️⃣ Settlement Day celebrations 7️⃣ Ongoing check-ins to keep you ahead Swipe through the journey, then DM us or visit hewlane.com.au to begin yours. Hew Lane Finance your boutique broker, every step of the way. #HewLaneFinance #BoutiqueBroker #PropertyJourney #MortgageMadeSimple #HomeLoanHelp #SettlementDay #ClientCare #FinanceWithHeart #MortgageBrokerAustralia #FirstHomeBuyers #RefinanceReady #PropertyGoals #AustralianProperty #FinanceJourney #BrokerWithStyle

Federal Budget 2026: Property Focus The Government has announced a series of proposed changes aimed at reshaping the property and tax landscape and there are some big shifts on the horizon. Here’s what’s on the table: 🏡 CGT Reform (from July 2027) • 50% CGT discount removed • New cost‑base inflation model • Minimum 30% tax rate on capital gains 🏗️ Negative Gearing Changes • Removed for established properties • Still available for new builds • Applies to properties purchased after 12 May 2026 • Existing investments remain grandfathered 📑 Discretionary Trusts (from July 2028) • Minimum 30% tax on distributions • Longer transition period • Additional support measures being explored And with change comes opportunity: 🌱 Budget Opportunities 1. More pathways for first‑home buyers 2. Increased construction and new housing supply 3. Stronger focus on planning and infrastructure If you’re wondering how these proposals could impact your plans or what opportunities might open up for you, we’re here to guide you through it with clarity and confidence. 📩 Send us a message or book a chat via the link in our bio. #HewLaneFinance #FederalBudget2026 #PropertyMarket #CGT #NegativeGearing #Trusts #PropertyInvesting #FirstHomeBuyer #NewBuilds #FinanceMadeSimple #MortgageBrokerAustralia #WeWorkForYou

Buying at $400,000 with just a 5% deposit is more achievable than most people realise. Under the 5% deposit scheme, you could save $13,000+ in LMI and get into your first home sooner. If you’re unsure what funds you actually need, that’s where we step in. We break it down clearly so you can plan with confidence. Ready to run your numbers? Book a free chat via the link in our bio. #FirstHomeBuyer #HomeGuaranteeScheme #LowDepositHomeLoan #MortgageBroker #HewLaneFinance #BuyYourFirstHome #PropertyGoals #FinanceMadeSimple

A rate rise is a timely reminder to pause and reassess. Whether it’s reviewing your loan, trimming back subscriptions, or tightening your budget, small adjustments like these help you stay in control rather than reacting down the track. We’re now back at the same interest rate levels we saw in 2024 before the series of cuts, a good checkpoint for anyone with a mortgage or loan portfolio. If you’re unsure where to start or want a second set of eyes over your numbers, reach out. A quick review can make a real difference. #HomeLoan #MortgageBroker #FinanceTips #InterestRates #RateRise #LoanReview #Refinance #MortgageAdvice #MoneyMatters #FinancialWellbeing

Your home loan shouldn’t be a “set and forget” commitment. Every 18–24 months, check that your rate and structure still stack up. The market moves quickly, and what worked two years ago might not be serving you today. A quick review could uncover sharper rates, better features, and real savings. Ready to see if your loan still holds up? Book a free review via the link in our bio. #HewLaneFinance #MortgageTips #HomeLoanReview #RefinanceAustralia #MortgageBrokerAU #FinanceMadeSimple #PropertyFinance #AustralianHomeLoans #MoneySmart

🏡 Are you ready to dive into the world of home buying? Let's unravel some of the biggest myths that might be holding you back from your dream home! 1/ Many people believe that you need a 20% deposit to buy a house. While this was the norm in the past, there are actually many loan options available that require much less. You can explore options with as little as 2% deposit or less! Making homeownership more accessible than ever! 2/ Another common misconception is that your credit score has to be perfect to secure a mortgage. The truth is, lenders consider various factors, and there are loan products designed for those with less-than-stellar credit. So don’t be discouraged, your dream home might be closer than you think! 3/ Have you heard that you should always go with the lowest interest rate? While a lower rate is appealing, it’s essential to consider the overall loan terms and fees. Sometimes, a slightly higher rate may offer better flexibility and terms that suit your financial situation. We want to hear from you! What myths have you encountered in your home-buying journey? Share your thoughts in the comments below! 💬👇 #HomeBuyingMyths #MortgageTruths #DreamHomeJourney #HomeOwnership #RealEstateTips #MortgageBrokerage

Helping clients feel confident and supported through their finance journey is what we do best. Clear advice, better outcomes, and done fast, that’s the Hew Lane difference. Ready for your next step? Hit the link in our bio to get started. #HewLane #FinanceMadeSimple #MortgageBroker #AustralianFinance #ClientFirst #HomeLoanHelp #RefinanceAustralia

Sometimes the smartest financial move is a loan review, especially when your current structure, rate, or fees are no longer working in your favour. For this client, a complete refinance unlocked over $2,400 in annual savings, thanks to a sharper interest rate, improved loan features, and a lender with no ongoing fees. With the cost of living continuing to rise, now is the perfect time to review your loan and make sure you’re not leaving money on the table. A refinance could mean lower repayments, reduced fees, or a structure that better supports your goals. Ready to see what a refinance could do for you?Tap the link in our bio to book your free loan health check.

Being on probation used to mean an automatic “no” from most lenders. But lending policies have evolved and probation is no longer the deal‑breaker it once was. If you’re starting a new job and thinking about buying a home, you may have more options than you realise. Want clarity on your borrowing power? Book a free chat via the link in the bio. #MortgageTip #HomeLoanHelp #ProbationPolicy #MortgageBroker #FinanceMadeSimple #HewLane #PropertyAdvice

Most people know we help with home loans… but HEW might not know we can support with so much more! From asset and car finance to personal loans and commercial lending, we’re here to make every financial step clearer, easier and tailored to you. Whether it’s a big purchase, a business upgrade or simply exploring your options, we’ve got your back. Got plans? Let’s make them happen. Tap the link in our bio to book a quick chat with the Hew Lane team. #FinanceMadeSimple #AssetFinance #CarFinance #PersonalLoans #CommercialFinance #MortgageBroker #HewLane

We love helping first home buyers realise what’s actually possible! For a property around $800k, the Home Guarantee Scheme can significantly reduce the deposit you need, bringing your first home closer than you might expect. If you’re unsure where to start, we’re here to guide you! Book a free consultation through the link in our bio. #FirstHomeBuyer #HomeGuaranteeScheme #5PercentDeposit #MortgageBroker #FinanceMadeSimple #HomeLoanHelp #GeelongProperty #HewLane

Working with great people truly makes the job easy! We’re so glad we could help this lovely couple secure their finance quickly and keep the whole process calm and simple. We really appreciate the kind words and the 5‑star review. If you’re thinking about reviewing your loan or exploring your options, we’re here to make the process just as smooth. Book a free consultation via the link in our bio to get started today! #HappyClients #FiveStarReview #MortgageBroker #HomeLoanHelp #FinanceMadeSimple #RefinanceAustralia #AussieHomeLoans #PropertyFinance #HewLane