You gotta start somewhere.
Learning on the job in real estate will throw every curveball at you—including losing out on “the one that got away.” 😂
#realestate #loanadvisor #mortgagebroker #prequalify #realestatelife
We often look back at 2008 as only a housing crisis, but the impact reached far beyond real estate. It affected nearly every industry, including the auto sector. My brother Jeff breaks this down for us on the latest Coffee Unscripted episode dropping next Friday.
#realestate #loanadvisor #financialempowerment #financialeducation #mortgagebroker
Headlines can be loud. 📣
Data stays honest. 📊
That’s why I focus on facts, trends, and what’s actually happening here in The Valley.
Helping clients make informed decisions with real numbers, real strategy, and real results.
A little bonus content on why I got into real estate and why I LOVE serving my clients through real estate transactions. Who you work with matters!
Lyndsay Clark, Realtor®
Arcadia Branch Manager
480.529.0685
People love to say renting is cheaper than buying, but Matt shares why that wasn’t the reason he chose homeownership.
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For him, it was about stability, having a place that’s truly yours, and building something long term for your future. The financial benefits matter too, including equity, tax advantages, and long term investment potential, but the peace of mind and happiness hit differently.
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If you’ve been debating renting vs. buying, this conversation is for you.
Yasmeen sat down with Raquel to talk about the impact of giving back through Junior Achievement and Second Chance Center, and why creating opportunities for others matters so much to her.
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From mentorship to second chances, this conversation is a reminder that one person can truly make a difference in someone’s life.
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If you’ve ever wanted to get involved in your community, this is a conversation worth listening to.
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#PhoenixRealtor #CommunityImpact #SecondChances #JuniorAchievement #ArizonaRealEstate
From growing up in LA to building a life in Phoenix, the journey has always been about helping people create stability and opportunity. 🌴➡️🌵
#financialempowerment #realestate #loanadvisor #financialeducation #puromexicano
Thinking about refinancing but not sure if it actually makes sense financially?
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Chioki breaks down the simple way to calculate your refinance break even point:
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1. Get today’s quote with Chioki
2. Compare your monthly savings to your current mortgage payment
3. Divide your refinance costs by your monthly savings
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That’s how you find out when the refinance starts working in your favor.
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DM Chioki the word “REFI” and he’ll run your exact break even with real time rates for your situation.
A lot more buyers may qualify for HomeReady than they realize.
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Matt breaks down the recent increase to the Phoenix Metro area median income limit and what it means for buyers looking to purchase with the HomeReady loan product. If your household income is $87,680 or less annually, you could qualify for added benefits designed to make homeownership more affordable.
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Watch to see if this could help you get into a home sooner than expected
We don’t always know where our career path will take us. Sometimes life pushes us to reinvent ourselves.
#financialempowerment #realestate #loanadvisor #financialeducation #mortgagebroker
Yasmeen sat down with Raquel to talk about a part of her story that started long before real estate.
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At just 16 years old, Raquel was already working as a preschool teacher, learning patience, communication, and how to guide people through moments that felt overwhelming. Those same lessons still shape the way she helps homebuyers today.
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From first time buyers feeling discouraged to families unsure where to start, Raquel shares how her background taught her how to lead with empathy, encouragement, and trust through every step of the process.
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Sometimes the biggest part of buying a home is simply having someone who truly understands how to guide you through it.
Buy now or wait? That’s the question everyone is asking right now.
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Chioki breaks down the 3 biggest things to consider before making a move:
• Does the payment fit your lifestyle and goals?
• What’s your timeline for staying in the home?
• If rates drop later, refinancing is always an option.
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The right time to buy looks different for everyone. That’s why understanding your personal numbers matters more than trying to time the market.
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DM Chioki the word “WAIT” and he’ll send you a custom Phoenix scenario based on your situation.
We sat down with Raquel for a quick and fun rapid Q&A.
Sometimes the best way to understand someone is through the small, unscripted moments. This gives a glimpse into her personality, perspective, and what makes her who she is.
