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Bay Federal Credit Union

@bayfed

Bay Federal is a local not-for-profit financial cooperative dedicated to making a real difference. Equal housing lender. Federally insured by NCUA.
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We’re proud to share that Bay Federal Credit Union has been named to Forbes’ 2025 list of Best-In-State Credit Unions—and we’re ranked among the top four credit unions in all of California! This recognition is a true reflection of the trust our members place in us and the dedication our team brings to serving our community every day. Thank you to our amazing employees, members, and neighbors for making this possible. We share this achievement with each of you! Read more from Forbes through the link in our bio!
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10 months ago
We were honored to attend the 18th Down to Earth Women’s Luncheon. 🌱 This event brings together hundreds of women in support of programs that help agriculture education, future leaders, and local students grow. Thank you to the organizers, sponsors, and attendees who continue to make this luncheon such a special tradition.
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1 day ago
Calling all local businesses! Want to get your business seen while supporting a meaningful cause? Make a donation to Children’s Miracle Network at your local Bay Federal branch, and we’ll display your business on our branch television screens through the end of June. It’s a great way to advertise your business to local members while helping support children and families in our community. 💛
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1 day ago
A special congratulations to our Middle School Sticker Contest winner! His creative design earned a $1,000 donation to his school, and we are so excited to celebrate this awesome achievement. Thank you to everyone who participated. We sure have a lot of talented young artists in our community! Stick around for more! 💫
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2 days ago
A new chapter is unfolding in Watsonville! David, Erin, and Yesenia proudly represented Bay Federal Credit Union at the Habitat for Humanity groundbreaking ceremony for the Evan Circle Development. During Affordable Housing Month, we’re especially grateful for the partnerships and projects that empower more local families to build a strong foundation for the future. 🏡 Congratulations to Habitat for Humanity and all the people working together to bring this development to life!
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3 days ago
4 of the Best spots in Watsonville to grab some food for $10 or less! Save the video for the next time you want some of the best food in Watsonville! Tacos El Frijolito 📍1058 a green valley rd, Watsonville Get the super burrito with Al pastor for $10 @el_frijolito831 Staff of life 📍906 E lake Ave Get the cheeseburger 4-6:30 on Tuesdays for $10 @staffoflife Kongs Burger and Cafe 📍15 E Beach st #101, Watsonville Get their breakfast burrito (called breakfast wrap) with spicy pork for about $10 Hot Bird 📍 580 auto center, Watsonville On Tuesdays they are selling tenders for $2 each! @hot_birds831 Here are 4 awesome spots with the best deals, and you can get some awesome points back when you use your Bay Federal Visa Signature Card when you eat out. 3x the points back on dining! (/loans-credit-cards/credit-cards) and in our bio! As always… Dont Miss out #DoubleMeatPlease #BayFederal #SponsoredbyBayFederal
1,161 54
4 days ago
We have our THIRD weekly winner from our soccer experience competition! Drum roll please..... Congratulations, Tiffany Z.! We will be reaching out to you soon with details about what you’ve won! Who will be our next weekly winner? It could be you! Opt-in today at bayfed.com/soccer
3 0
5 days ago
Two of the best date nights inSanta Cruz. “The Cozy Date Night” for $16 for two. “Lets Dress Up Date Night” for a four course meal for $80 Save the video for the next time you want to get off the couch. “The Cozy Date Night” Head to Downtown Santa Cruz on Tuesday, and go to Pleasure Pizza where they have “Cheesy Tuesdays”. @pleasurepizzadowntown e You can get a slice of cheese for $3, and down the street is Santa Cruz Cinema that has all their movies for $5 each. @santacruzcinema 2 slices of cheese + 2 tickets to the movie = $16 (with tax) “The Lets Dress Up Date Night” Head to Cavalletta on a Monday night, where they are doing a 4 course dinner for two for $80. @cavalletta.restaurant The neighborhood night special gives you: 2 appetizers, an entree, and one of the best pizzas in town. Every 2 weeks the menu changes, but it’s one of the best restaurants in town making something elevated and special for you thats more than affordable in this town. Here are two awesome dates, and you can get some awesome points back when you use your Bay Federal Visa Signature Card when you dine out. 3x the points back so you can keep the date nights going! Check out the link to get your card (/loans-credit-cards/credit-cards) and in our bio! As always… Dont Miss out #DoubleMeatPlease #BayFederal #SponsoredbyBayFederal
1,261 36
8 days ago
Please join us in congratulating Tyler Sanger-Boyett on his promotion to Assistant Vice President, Fraud and Card Operations! Tyler brings more than a decade of credit union experience and a deep commitment to protecting our members while enhancing their everyday banking experience. We are excited to see his continued impact in this role. 👏
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8 days ago
We have exciting news to share! 🌟 Bay Federal Credit Union President and CEO Carrie Birkhofer has been named a 2026 @siliconvalleybusinessjrnl Woman of Influence. This prestigious regional honor celebrates women leaders for their professional achievements, community impact, and meaningful service. Carrie's recognition reflects decades of steady leadership, thoughtful growth, and dedication to the people and communities Bay Federal serves. Please join us in congratulating Carrie on this wonderful and well-deserved honor!
44 1
10 days ago
We have our SECOND weekly winner from our soccer experience competition! Drum roll please..... Congratulations, Jennifer L.! We will be reaching out to you soon with details about what you’ve won! Who will be our next weekly winner? It could be you! Opt-in today at bayfed.com/soccer
8 0
11 days ago
It’s CMN season at Bay Federal! 💛 Our annual Children’s Miracle Network Fundraising Month has officially kicked off, and this year our goal is to raise $25,000 to support local children’s healthcare. Stop by your local branch to donate, add your name to a CMN balloon, and help make miracles happen!
62 2
11 days ago