DeAndre Ruffin

@_drethedimer

Take the guessing out of Fixing Credit & Securing the Bag 💳💼 Creator of Smart Hustlers club Helped 1500+ Build Biz Credit. 🧠 Weekly Live Classes📩
Followers
1,696
Following
144
Account Insight
Score
27.6%
Index
Health Rate
%
Users Ratio
12:1
Weeks posts
I went from warming up water in the microwave and leaving the oven open to heat the house. I was told that I was a troubled kid at times and even that i would be locked up in jail or dead in the streets due to my decisions. I sit here humbly saying IF I CAN DO THIS THEN, ANYONE CAN! 💪🏾 I have learned that solitude isnt always a bad thing because sometimes you need that period of you just locking in on your goals and sometimes that gets lonely but its worth it for sure. This is for everyone who’s still dreaming and feeling like their financial situation might never get better — like maybe this is all there is and nothing will change. I just want you to know things can improve. Here’s to more wins, more milestones, and more awards — not just for me, but for all my mentees and everyone in our community. I’m proud of all of you. Cheers to our success together! 🥂✨
42 12
1 month ago
They taught us how to make money…�but not how to keep, grow, and leverage it 💳 That’s exactly what we talked about in this podcast. If you’re serious about changing your financial situation, this is where it starts. Comment “HOW” and let me help you out #creditrestoration #credittips #credithacks #creditbuilding #moneypodcast
6 2
22 days ago
AND THAT'S ON 3RD 😎🔥 Big thanks to my mentor, @_smittythegoat_ 🐐 Not luck. Just applying the game at a high level. Grateful, but we not done… this just the beginning 💼💎
29 5
1 month ago
3 2
1 day ago
Most people are hurting their credit without even realizing it. 👀💳 Opening random credit cards every month isn’t strategy… it’s making yourself look risky to lenders. Smart people move different:
📈 the right accounts
⏰ the right timing
🔥 the right structure That’s how you position yourself for real approvals and funding opportunities. Comment “HOW” and I’ll show you how to build your profile the right way! 🚀 #CreditRepair #CreditGame #FinancialFreedom #SmartHusterlersClub #BusinessFunding
0 0
1 day ago
Most people apply blindly… Wrong banks
Wrong timing
Wrong profile Then wonder why they get denied. Banks have systems. If you don’t understand: 
❌ When to apply
❌ Where to apply
❌ How your profile looks You’re setting yourself up to fail. It’s not rejection—it’s misalignment. Fix the strategy, change the outcome. Comment “FUNDING” if you want to apply the right way! 💳 🔥 #CreditRepair #CreditGame #FinancialFreedom #SmartHusterlersClub #BusinessFunding
1 0
1 day ago
Growth is going to make some people uncomfortable. 👀 The moment you start thinking bigger, moving different, and leveling up financially… people will say you changed. Good. 🔥 Because staying the same while expecting a different life is the real problem. This podcast wasn’t just about funding… it was about mindset, growth, and becoming the version of yourself that can actually handle bigger opportunities 💳📈 Comment “FUNDING” if you’re ready to level up! 🔥 #CreditRepair #CreditGame #FinancialFreedom #SmartHusterlersClub #BusinessFunding
3 0
1 day ago
A lot of people think collections mean it’s over for them financially… that’s not true. 👀💳 You don’t have to sit around waiting years for your credit to improve. The real strategy is rebuilding while repairing at the same time:
📈 adding positive accounts
📉 lowering utilization
🔥 building strong payment history That’s how people start changing their profile faster instead of staying stuck. Credit repair isn’t just about removing negatives… it’s about building leverage the right way. 🚀 Comment “JOIN” if you want to learn how to rebuild correctly! #CreditRepair #CreditGame #FinancialFreedom #SmartHusterlersClub
3 0
2 days ago
Impact Over Income 🔑💎💰
6 1
2 days ago
Most people are getting denied for one simple reason… they’re ignoring what’s already on their credit report. 👀💳 Errors, wrong balances, late payments that don’t belong to you — if it’s reporting, that’s what banks are judging you on. And the crazy part? Most people never even check… or they see it and do nothing. 🚨 That small mistake can be the difference between getting denied or getting approved. 📉📈 Comment “HOW” if you want to learn how to fix it the right way. 🚀
2 0
2 days ago
$100K months started looking normal once I understood leverage. 💳📈 Not from chasing money… but from understanding credit, positioning, and teaching other people how to win too. Different mindset. Different life. 👀💎 Comment “FUNDING” if you’re ready to level up! 🔥
30 2
2 days ago
Financial freedom doesn’t start with making more money… it starts with understanding how money actually works. 👀💳 Most people stay stuck because they’re working harder, not smarter. They don’t understand leverage.
They don’t understand credit.
They don’t understand how opportunity is really accessed. 📈🔥 Once that clicks, everything changes fast! Comment “FUNDING” if you want to learn how it really works. 🚀
4 1
3 days ago